Money GodYour family's money, with an actual plan.
Every account in one place — then the specific moves worth making this month, each scored by what it does to your odds of retiring on time.
It can't trade or move money. Two-step sign-in for everyone.
Advice that knows your numbers — not generic tips.
Money God reads your accounts, your tax returns and your plan, then tells you exactly what to do, where, and what it's worth.
Every move, on one scale
Harvest a loss, fund a 529, move idle cash, rebalance — each one is run through your own retirement plan, so you see what it actually changes.
- Exact accounts, shares and deadlines
- Tax figures from the real federal and state law
- Honest trade-offs when a move costs you something
Portfolio X-ray
See through every fund to what you really own, what moved today and why, and what a 2008-style crash would do to your plan.
- Look-through to the companies inside your funds
- Fees in dollars over 20 years
- Dividends coming, month by month
AI analysts for your whole life
A monthly CFO memo, an investor panel that reviews your whole portfolio, and straight answers to questions like "we have $50,000 — what should we do with it?"
- Built from your own figures and family notes
- Bring your own AI key — OpenAI, Anthropic, DeepSeek and more
- Every call scored against what happened
Every account, one net worth
Brokerages, banks, cards, your home, loans and anything you add by hand — valued daily.
Taxes, to the dollar
Tax lots, wash sales, loss harvesting and years of past returns, with exact federal and state tax.
Retirement and college
Thousands of simulated futures, safe spending, 529s, Social Security, Roth conversions.
Spending that sorts itself
Categories that learn from you, budgets with pace, bills and price increases flagged.
Protect the family
Insurance gaps, beneficiaries, wills, and a handbook your family can use in an emergency.
Built for families
Separate households for you, your parents, your siblings — each private to the people in it.
Your money stays yours — and stays put.
Read-only, always
Connections can read balances and transactions. There is no code that could trade or transfer.
Two-step sign-in
Every account needs a password and an authenticator app. No exceptions, no SMS.
Households are walled off
Each family's data is isolated in the database itself, so no one can see another household's — not even by a bug.
Keys are encrypted
Brokerage, bank and AI keys are encrypted with a key unique to your household.
No admin view of your money
There is no screen that shows anyone's finances to anyone outside the household.
Yours to take or delete
Export everything, or delete your household and account. Deletion is real deletion.
Free. Every feature, every household.
No ads. No selling your data. No upsell to an adviser.
Optional, paid to the provider by you
- Bank and card sync through SimpleFIN — about $15 a year
- Your own SnapTrade connection for brokerages
- Usage on your own AI provider key
Everything else — accounts by hand, taxes, planning, budgets — needs no subscription at all.
Good to know
Is this financial advice?
No. Money God shows your numbers and works out what they mean. It's informational only — check important decisions with a qualified professional.
Can it place trades or move money?
No. Every connection is read-only, and the app has no code that could trade or transfer. That's deliberate.
Do I need to connect my accounts?
No. You can enter accounts and holdings by hand. Connecting just keeps them current automatically.
Who can see my data?
Only the people you invite into your household, with the role you give them.
What if I stop using it?
Export your data from your account page, then delete your household and account. Nothing is kept.
See your whole picture tonight.
Free, private to your family, and it can't move your money.