Money God

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Business owners

Your business and your family, on one balance sheet.

Most tools treat the business and the household separately. Money God runs your K-1, salary and retirement plan through your family's real return — so you see what each decision does to both.

The business owner's view for an example family
What it does

Everything in business owners.

Reasonable salary

What an S-corp salary saves in payroll tax at your profit, and what the IRS expects a reasonable salary to look like.

Retirement plans compared

Solo 401(k), profit sharing and cash-balance plans side by side, by tax saved and what your family keeps.

K-1s through your return

Pass-through income, the QBI deduction and state tax computed on your household's actual return.

Quarterly estimates

Safe-harbor estimates from your past returns, so you pay enough to avoid penalties and not much more.

Family on payroll

Hiring your children, the Augusta rule and an accountable plan — priced by the tax engine for your situation.

Your CPA in the loop

Invite your CPA read-only. They see the same numbers and leave notes; you stop emailing spreadsheets.

Strategies for owners

Owner strategies, with the tax engine's numbers.

The ideas business owners hear about at conferences, checked against your entity, your kids and your return — with what each saves this year and what your CPA must set up.

  • Cash-balance and profit-sharing plans for the owners
  • Kids on payroll and the Augusta rule, done properly
  • What to avoid: the strategies that draw audits
Tax strategies for a business owner
Questions

Good to know

Does Money God do my bookkeeping or payroll?

No. It plans with your numbers — profit, salary, K-1s — and leaves bookkeeping and payroll to the tools and people you already use.

Which entities does it understand?

Sole proprietorships, partnerships and S corporations flowing through your personal return, with the K-1 income from your filed returns.

Can my CPA see this?

Yes, if you invite them. They get read-only access and can leave notes; you can remove them any time.

See your business and family together.